The best home loan is the one that is right for you. Everyone’s situation is different, which is why our team of brokers will review your current situation and discuss with you what your future goals are. Based on your unique circumstances, we’ll recommend a number of finance options that will suit your needs.
At Loan Mate, we want our clients to be stress-free when they are purchasing a new home, that’s why our team of proactive and energetic brokers will guide you through the entire home loan journey. We’re dedicated to providing the best home loan service in Australia!
We have access to the same home loan packages that all of the big banks and smaller lenders offer, however, we also offer an unbiased opinion. This means you will find the home loan that is best suited to your situation, rather than the products that are only available through your current bank. If you need a home loan package that includes a credit card, an offset account and of course a competitive interest rate, then we’ve got you covered. Contact one of our Loan Mate Brokers today to discuss available home loan packages.
A Fixed Home Loan will provide you with the certainty of what your repayments will be each month during the fixed home loan term. Generally, these terms can range from 12 months to 5 years, which can be particularly beneficial if you’re concerned about rising interest rates or you’re seeking fixed expenses for your household budget.
A Variable Home Loan can fluctuate based on the Reserve Bank of Australia (RBA) Cash Rate or the bank’s pricing policy. The benefit of a Variable Home Loan means you’re not locked into your lender, which offers you the opportunity to pay off your loan early or refinance if your situation changes.
The team of mortgage brokers at Loan Mate will explain the pros and cons of each option for your situation during your initial consultation. To book in an appointment with a mortgage broker today, simply schedule a time here.
Bank fees can be difficult to navigate, however, our team of mortgage brokers have the experience and skill to reduce and even sometimes avoid these fees altogether. Loan Mate will even negotiate the fees with the bank on your behalf.
To check if your home loan is on a competitive rate, simply schedule a free home loan health check with Loan Mate today.
In 2019, we’ve seen interest rates continue to fall on all home loans. Most lenders are currently offering better interest rates to new customers, so, unfortunately, your loyalty isn’t being rewarded. At Loan Mate, we have access to the most competitive interest rates available, and we’re experts at navigating the complex criteria of each lender.
Plus to show our appreciation of your loyalty, every anniversary we will proactively review your home loan to ensure you’re still on the most competitive rate possible.